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Florida beach homes located in Panama City Beach can be much less expensive than beach homes in the southern part of the state. If you absolutely must have a beachfront home and you do NOT have unlimited funds, begin your search in the northern part of the state and if you like the gulf side of Florida vs. the Atlantic, Panama City would be a good choice.

Beach homes of Panama City Beach range from one story “Old Florida” style homes to luxury condos with concierge service. Before you begin your search think about a few key things.

1. Size. For some, bigger isn’t always better when it comes to Panama City Florida beach homes. The question to ask yourself is what works for you and your family, keeping in mind how you plan to use the home over time. If you’re planning on using it as a quiet couple’s getaway, small and intimate might be the way to go. If you’re looking to use it as a vacation home for family reunions and entertaining large groups of friends, you might want to consider a larger home, or a home with a second cottage for housing short or long term guests.

For example, there’s a small home on the market on Panama City Beach that was built in 1997 and is 1354 square feet, 3 bedrooms and 3 and one half baths. it doesn’t have much curb appeal, but your backyard is the serene and beautiful Gulf of Mexico. Imagine having your coffee in the morning on your deck with the seagulls and the dolphins! By the way, that little piece of Panama City paradise gulf front is priced at $839,900.

On the other hand, if bigger is better for you, $1.5 Million will buy a 5,000 square foot, 8 bedroom, 5 bath, 2 story, contemporary with a detached guest house, on that same beautiful Panama City gulf!

The luxury Florida beach condos we mentioned earlier? There are over 400 of them on Panama City Florida Beach front that are priced below $300,000. Many have resort style amenities. Of course, there are 400 more that are priced upwards of $300,000 all the way to several million dollars.

Some other things to consider when determining what type of home or condo is right for you are:

2. Floor plan. When it comes to floor plan, think again of your long term goals for the home. If you’ll be using it as a retirement home later in life, would you prefer a one floor set up like our $839,900 home above to make it easier to get around? If you’ll be hosting parties and family events, would an open floor plan do better than a private or closed one? Lastly, how important is it for you to have an outdoor patio or entertainment area? Would you be willing to have a smaller house if it had a fantastic deck on the gulf?

3.Turn-key or Fixer-upper. Panama City Beach has its share of foreclosed homes and condos on the market today and it’s easy to be drawn to low-priced fixer uppers that offer a good long term investment if given the right amount of TLC. Some may seek fixer uppers as a family project because of the joy that comes from “building a home together.” Before purchasing a fixer upper, think about whether that option really is right for you. Take a realistic look at how long it will take to fix, how much money you’ll need to invest in the property, and how much help you’ll have (if any) on the project. It may turn out that purchasing a turn key property will actually be cheaper in the end.

Florida beach homes on the Panama City, Florida beach are on the market today at every price point, style and size. You are sure to find your dream beach front home.

218 BONITA CIRCLE, PANAMA CITY BEACH, FL 32408 (MLS # 591148)218 BONITA CIRCLE, PANAMA CITY BEACH
$229,200
3 beds, 2 baths
Size: 1,900 sq ft
Year built: 2000
MLS# 591148

Map Marker: A


145 HOMBRE CIR, PANAMA CITY BEACH, FL 32407 (MLS # 591033)145 HOMBRE CIR, PANAMA CITY BEACH
$339,000
3 beds, 2 baths
Size: 2,337 sq ft
Year built: 1991
MLS# 591033

Map Marker: B


1231 PROSPECT PROMENADE, PANAMA CITY BEACH, FL 32413 (MLS # 590683)1231 PROSPECT PROMENADE, PANAMA CITY BEACH
$450,000
3 beds, 3 baths
Size: 2,326 sq ft
Year built: 2005
MLS# 590683

Map Marker: C


1204 LAKEWALK CIR W, PANAMA CITY BEACH, FL 32413 (MLS # 590664)1204 LAKEWALK CIR W, PANAMA CITY BEACH
$400,000
4 beds, 3 baths
Size: 2,589 sq ft
Year built: 2006
MLS# 590664

Map Marker: D


387 WALTON ROSE LN, PANAMA CITY BEACH, FL 32413 (MLS # 590575)387 WALTON ROSE LN, PANAMA CITY BEACH
$990,000
4 beds, 3 baths
Size: 2,877 sq ft
Year built: 2005
MLS# 590575

Map Marker: E


363 BEACHSIDE DR, PANAMA CITY BEACH, FL 32413 (MLS # 590147)363 BEACHSIDE DR, PANAMA CITY BEACH
$659,000
3 beds, 4 baths
Size: 1,781 sq ft
Year built: 1993
MLS# 590147

Map Marker: F


20512 FRONT BEACH RD, PANAMA CITY BEACH, FL 32413 (MLS # 590037)20512 FRONT BEACH RD, PANAMA CITY BEACH
$599,999
3 beds, 3 baths
Size: 1,708 sq ft
Year built: 1999
MLS# 590037

Map Marker: G


21516 POMPANO AVE, PANAMA CITY BEACH, FL 32413 (MLS # 589498)21516 POMPANO AVE, PANAMA CITY BEACH
$232,000
4 beds, 3 baths
Size: 1,700 sq ft
Year built: 2002
MLS# 589498

Map Marker: H


21319 SUNSET AVE, PANAMA CITY BEACH, FL 32413 (MLS # 588533)21319 SUNSET AVE, PANAMA CITY BEACH
$184,900
2 beds, 2 baths
Size: 1,155 sq ft
Year built: 2005
MLS# 588533

Map Marker: I


116 TURTLE COVE, PANAMA CITY BEACH, FL 32413 (MLS # 588525)116 TURTLE COVE, PANAMA CITY BEACH
$184,900
3 beds, 2 baths
Size: 1,323 sq ft
Year built: 2011
MLS# 588525

Map Marker: J


44 GULFVIEW DR, PANAMA CITY BEACH, FL 32413 (MLS # 588326)44 GULFVIEW DR, PANAMA CITY BEACH
$215,000
3 beds, 2 baths
Size: 1,884 sq ft
Year built: 1999
MLS# 588326

Map Marker: K


27 MAGNOLIA DUNES DR, PANAMA CITY BEACH, FL 32413 (MLS # 588103)27 MAGNOLIA DUNES DR, PANAMA CITY BEACH
$584,600
4 beds, 3 baths
Size: 2,240 sq ft
Year built: 1993
MLS# 588103

Map Marker: L


316 PALM BEACH DR, PANAMA CITY BEACH, FL 32413 (MLS # 587761)316 PALM BEACH DR, PANAMA CITY BEACH
$264,900
3 beds, 2 baths
Size: 1,600 sq ft
Year built: 2002
MLS# 587761

Map Marker: M


29 MAGNOLIA DUNES DR, PANAMA CITY BEACH, FL 32413 (MLS # 587631)29 MAGNOLIA DUNES DR, PANAMA CITY BEACH
$728,900
3 beds, 2 baths
Size: 1,398 sq ft
Year built: 1993
MLS# 587631

Map Marker: N


19110 FRONT BEACH RD, PANAMA CITY BEACH, FL 32413 (MLS # 587591)19110 FRONT BEACH RD, PANAMA CITY BEACH
$450,000
3 beds, 2 baths
Size: 960 sq ft
Year built: 1958
MLS# 587591

Map Marker: O


5410 BEACH DR, PANAMA CITY BEACH, FL 32408 (MLS # 587432)5410 BEACH DR, PANAMA CITY BEACH
$199,900
3 beds, 2 baths
Size: 1,041 sq ft
Year built: 1956
MLS# 587432

Map Marker: P


5012 SPYGLASS DR, PANAMA CITY BEACH, FL 32408 (MLS # 587418)5012 SPYGLASS DR, PANAMA CITY BEACH
$589,000
5 beds, 3 baths
Size: 3,307 sq ft
Year built: 1974
MLS# 587418

Map Marker: Q


355 MADISON CIRCLE, PANAMA CITY BEACH, FL 32407 (MLS # 587291)355 MADISON CIRCLE, PANAMA CITY BEACH
$186,495
3 beds, 2 baths
Size: 1,575 sq ft
Year built: 2012
MLS# 587291

Map Marker: R


22209 FOX GLEN TRACE, PANAMA CITY BEACH, FL 32413 (MLS # 586492)22209 FOX GLEN TRACE, PANAMA CITY BEACH
$1,390,000
6 beds, 6 baths
Size: 4,629 sq ft
Year built: 2004
MLS# 586492

Map Marker: S


105 BLUE DOLPHIN LOOP, PANAMA CITY BEACH, FL 32413 (MLS # 586268)105 BLUE DOLPHIN LOOP, PANAMA CITY BEACH
$648,000
4 beds, 4 baths
Size: 2,648 sq ft
Year built: 2013
MLS# 586268

Map Marker: T


313 CASA PL, PANAMA CITY BEACH, FL 32413 (MLS # 585346)313 CASA PL, PANAMA CITY BEACH
$149,000
2 beds, 2 baths
Size: 894 sq ft
Year built: 1983
MLS# 585346

Map Marker: U


120 SEACREST BEACH BLVD W, PANAMA CITY BEACH, FL 32413 (MLS # 584115)120 SEACREST BEACH BLVD W, PANAMA CITY BEACH
$749,900
4 beds, 3 baths
Size: 3,060 sq ft
Year built: 2004
MLS# 584115

Map Marker: V


22409 PALMCREST DR, PANAMA CITY BEACH, FL 32413 (MLS # 583536)22409 PALMCREST DR, PANAMA CITY BEACH
$96,500
3 beds, 2 baths
Size: 1,350 sq ft
Year built: 1994
MLS# 583536

Map Marker: W


117 RIVIERA DR, PANAMA CITY BEACH, FL 32413 (MLS # 583019)117 RIVIERA DR, PANAMA CITY BEACH
$369,000
3 beds, 2 baths
Size: 1,656 sq ft
Year built: 2004
MLS# 583019

Map Marker: X


75 SAND CLIFFS DR, PANAMA CITY BEACH, FL 32413 (MLS # 582494)75 SAND CLIFFS DR, PANAMA CITY BEACH
$550,000
3 beds, 2 baths
Size: 2,157 sq ft
Year built: 1984
MLS# 582494

Map Marker: Y


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Listing information deemed reliable but not guaranteed. Read full disclaimer.

Call Realtor Agata Grudzinski @ (850) 708-7724 for Property Details.